Introduction
Traditional financial workflows (manual reconciliations, closing cycles, compliance checks) are slowing growing companies down. The next evolution is autonomous finance powered by Agentic AI: intelligent systems that act, learn, and make decisions with minimal human input.
On this week’s episode of the Founder Files podcast, Jon Ricketts, Founder & CEO at EKOM AI, discussed the shift from co-pilots to fully autonomous software and why the speed of learning often matters more than perfection.
Agentic AI doesn’t wait for prompts. It plans, decides, and acts, bringing real-time execution to finance operations.
1. Agentic AI in Autonomous Finance (vs. Automation)
Automation follows rules. Generative AI responds to prompts. Agentic AI acts on its own, understanding goals, orchestrating multiple systems, and adapting in real time.
In finance, this can mean:
- Autonomous agents reconciling transactions as they come in
- AI that identifies and resolves discrepancies proactively
- Continuous audit trails for compliance and forecasting
Agentic AI “can play a leading role in managing entire financial workflows from start to finish,” anticipating issues, taking action, and improving accuracy. (Trullion)
Watch: Here’s a quick look at how mainstream platforms are bringing agentic capabilities into day-to-day workflows:
Agentic features like these reduce manual review and free up time for higher-leverage work — forecasting, collections strategy, and investor-grade reporting. In the next section, we highlight specialized tools you can layer into a CFO-level stack.
2. Emerging AI Tools Transforming Finance Operations
3. Why Founders and CEOs Should Pay Attention to Autonomous Finance (Now)
- Faster Closes: Books close in hours instead of days, freeing up your team to focus on growth.
- Real-Time Accuracy: Reduces human error and flags compliance issues before audits.
- Scalability Without Headcount: Operations scale seamlessly, even as complexity grows.
- Strategic Focus: Your team moves from process execution to higher-value planning and analysis.
“We’re kind of in the stage of co‑pilots, but the real opportunity is where applications are completely autonomous.” — Jon Ricketts, Founder & CEO at EKOM AI
For companies exploring autonomous finance, building a foundation of real-time visibility is essential. Without accurate, live data, even the smartest AI can’t deliver meaningful insights. Creating this visibility is the baseline for scaling your decision-making — Why Real-Time Financial Visibility Is the New Standard for SaaS Growth.
4. Why Many Agentic AI Projects Fail (—and How to Succeed)
A June study revealed that over 40% of Agentic AI initiatives will fail by 2027. The culprits? Poor ROI expectations, misaligned integrations, and a lack of domain focus. (Gartner)
To win:
- Choose domain-specific tools, not generic agents
- Ensure deep workflow integration, not siloed rollouts
- Prioritize audibility, compliance, and measurable impact
5. How Cypher Prepares You for Autonomous Finance
We aren’t simply implementing tools; we are embedding strategy.
Our approach:
- Pilot & Prioritize: Identify workflows with the most upside: close cycle, forecasting accuracy, AR/AP automation.
- Integrate Intelligently: Deploying the most efficient tools that connect seamlessly to your existing finance stack.
- Fractional CFO Oversight: We translate AI outputs into insights, so your team interprets and acts on strategic opportunities.
- Human + AI Partnership: Our AI agents work hand-in-hand with human experts, balancing autonomy with judgment.
Conclusion
Agentic AI is not some future possibility anymore; it’s a present competitive edge. It offers the speed, accuracy, and strategic clarity finance teams need to scale confidently.
Elevating your team now. Ready to explore next-gen finance tools with Cypher? Let’s build tomorrow’s finance operations, today.
Build your empire. We’ll crunch the numbers.
Start with a free audit. Talk to Cypher.
